How to check Pag-IBIG contributions

Monitoring Pag‑IBIG contributions is essential for ensuring your membership benefits—such as loans, savings, and eligibility—are maintained smoothly.

Through the Virtual Pag‑IBIG portal and mobile app, members can conveniently review their contribution history in real time.

This article explains how to check Pag‑IBIG contributions using reliable digital and offline methods, includes official requirements and steps, and highlights that timelines and procedures may change, so always verify with the Pag‑IBIG Fund’s official website or app.

Online via Virtual Pag-IBIG Portal

To check your contributions digitally, the preferred channel is the Virtual Pag‑IBIG portal.

After logging in with your credentials (Membership ID and password), navigate to “View Savings Records” or “Regular Savings.”

Here, you can see your total contributions, employee and employer shares, frequency of contributions, and dividends earned for each period.

The portal is accessible 24/7—subject to maintenance—and allows filtering by year for detailed review.

This enables members to validate figures against payslips or remittance documents, reducing future discrepancies.

Mobile App Access

Members may also review their records using the Virtual Pag‑IBIG Mobile App, officially available on Android and iOS.

This app enables viewing of contributions, MP2 balances, dividends, and loan status directly from a mobile device.

It provides more convenience for frequent checking—ideal for members on-the-go. Keep in mind that app performance may vary based on device or updates, so ensure you’re using the latest version. (Google Play)

Other Ways to Check Contributions

If you cannot access digital platforms, several alternate methods exist:

• Branch Visit
  You may visit any Pag‑IBIG branch and request your Employee Statement of Accumulated Value (ESAV). This document shows total contributions, dividends, loan deductions, and total accumulated value.
• By Phone or Text
  Text your Registration Tracking Number (RTN) or Membership ID to Pag‑IBIG’s verified hotline or SMS lines (e.g., 0917‑8884363 or 0918‑8984363) for account balance updates—though availability depends on current services.
• Social Media or Email
  You can send inquiries via Pag‑IBIG’s official Facebook page or email, though expect response delays. These channels are suitable for general questions or follow-ups.

These alternatives ensure that all members, regardless of digital access, can still stay informed.

Preparing for Accurate Checking

To ensure accurate verification of contributions, prepare the following:

• An active Virtual Pag‑IBIG account (MID and password) for online access.
• A stable internet connection when using the portal or app.
• Supporting documents like payslips or Remittance Deductions to cross-verify data manually.
• Regularly update your contact details online or at a branch to receive OTPs and notifications promptly.

Correct and current information helps avoid delays or mismatches in your records.

Benefits of Regular Monitoring

Regularly checking your contributions offers critical advantages:

• Verification of Employer Remittances – Ensures your monthly contributions (employee and employer share) are submitted accurately and timely.
• Loan Readiness – Most Pag‑IBIG loans require at least 24 or 36 contributions. Active monitoring prevents delays in eligibility.
• Savings Tracking – Confirms that Total Accumulated Value (TAV) is growing as expected, inclusive of statutory dividends.
• Issue Resolution – Quick discovery of missing months or discrepancies allows early filing of amendments before they escalate.

These benefits underscore the importance of reviewing contributions regularly and proactively.

Troubleshooting Common Issues

If you notice missing or incorrect contributions:

• Contact Pag‑IBIG via hotline, email, or chat to report the issue.
• Provide documentation—payslips, remittance stubs, or ESAV records—for validation.
• You may be asked to fill out a Request for Membership Data Amendment (RMDA) or similar form online or at a branch.
• Employers may be required to re-submit or correct remittances in the event of errors.

Always confirm current timelines for resolution via official channels.

Frequently Asked Questions

How do I check my Pag-IBIG contributions online?
Log in to the Virtual Pag‑IBIG portal, select “View Savings Records,” and review your employee and employer shares, total contributions, and dividends.

Can I check contributions on my phone?
Yes. The Virtual Pag‑IBIG Mobile App lets you view your savings and contributions conveniently from a smartphone.

What if online access isn’t working?
You can visit a Pag-IBIG branch to request your statement or report issues via email or social media for alternate assistance.

Can contributions be missing?
Yes, sometimes due to employer delays. If missing, immediately flag the issue with evidence using Pag-IBIG’s amendment procedures.

Why should I check regularly?
Consistent monitoring helps ensure eligibility for loans, confirms dividend accrual, and prevents administrative delays or discrepancies.