How to repay or check repayment options for Digido loan

Repaying a Digido loan in the Philippines should be straightforward and convenient. Borrowers want reassurance that they can settle loans quickly, securely, and flexibly—especially when managing tight budgets or unpredictable schedules.

This guide outlines how users can check available payment options and complete their repayments smoothly, reducing stress and building trust in the digital lending process.

Knowing the available repayment channels and how to verify them ensures borrowers avoid missed payments, late fees, and unnecessary hassle.

By reviewing this article, individuals can confidently choose the method that fits their lifestyle and make repayments with ease.

Overview of Available Repayment Channels

Digido offers a wide array of payment methods to suit diverse preferences and accessibility across the Philippines.

Popular options include over-the-counter branches, ATM banking, online banks, e‑wallets, and QR Ph payments.

The flexibility reflects Digido’s goal to make repayment accessible to borrowers in both urban and remote areas.

This variety allows users to select channels they trust—whether cash-based payments at convenience stores and remittance centers, digital methods like mobile banking and e‑wallets, or modern QR code options.

It ensures that, regardless of their access to traditional banking infrastructure, borrowers can repay without undue burden.

Step-by-Step: How to Check Your Repayment Options

Before going into the list, here’s why context matters: knowing how to review your available options helps you be more informed and timely in your repayment, avoiding errors and delays.

Here’s how borrowers can check their repayment choices:

• Log into the Digido website or mobile app and navigate to the Repayment section.
• Review the list of available channels, including QR Ph, online banking, over-the-counter centers like 7-Eleven or Cebuana Lhuillier, and ATM or bank transfers.
• Each channel may provide specific instructions—such as scanning a QR code or selecting a bank from a dropdown.
• Choose a preferred method and follow the on-screen instructions to proceed.

Once you’ve reviewed these steps, selecting the most convenient channel becomes clear and intentional.

Understanding what’s available and how to act ensures a fast, accurate repayment experience.

Using QR Ph for Repayments: A Smooth Option

One especially convenient method is using QR Ph, the national QR standard supported by the Bangko Sentral ng Pilipinas.

Digido users can scan a QR code through their preferred banking or e‑wallet app for quick, fee-free payments—no tedious manual input required.

The steps typically involve logging into the Digido platform, selecting “Pay via QR,” scanning the displayed QR code using your digital wallet or bank app, entering the repayment amount, and confirming.

Verification and consolidation are handled in real time, making QR Ph the fastest and most user-friendly option for digital-savvy borrowers.

Traditional Channels: In-Person and Online Banking

While QR Ph is modern and efficient, not all users prefer digital methods. Digido retains conventional options for greater inclusivity.

Borrowers can pay through over-the-counter centers like 7‑Eleven, Cebuana Lhuillier, or Bayad centers, or use bank transfers and ATM banking via UnionBank, Metrobank, Landbank, BDO, BPI, and more.

These channels are particularly useful for those who are more comfortable with cash transactions or live in areas with limited internet connectivity.

In-person reimbursements ensure that repayment remains accessible to everyone, regardless of technology access or familiarity.

Integration with PalawanPay and Enhancing Inclusion

To increase accessibility, Digido has partnered with PalawanPay, enabling loan management and repayments through this popular digital wallet and its associated physical network.

Payoff can be conducted directly within the PalawanPay app or at any of the Palawan Pawnshop branches nationwide—especially helpful for underserved communities.

This integration expands Digido’s reach by combining mobile convenience with the extensive PalawanPawnshop footprint, making loan repayment simple for users across the Philippines.

It demonstrates how digital lending can partner with established remittance networks to enhance financial inclusion.

FAQ – Frequently Asked Questions

Q: Which repayment options does Digido offer?
Digido supports multiple channels: QR Ph, online banking/e‑wallet, ATM transfers, and over-the-counter payments at merchants like 7‑Eleven and Cebuana Lhuillier. These options are viewable within the “Repayment” section of your Digido app or site.

Q: How do I use QR Ph to repay?
Log into your Digido account, go to “Pay via QR,” scan the displayed QR code using a supported app (like GCash or Maya), enter the amount, and confirm the payment. It posts quickly and is fee-free.

Q: Can I pay via over-the-counter or ATM?
Yes. Digido supports in-person payments at convenience and remittance centers (7‑Eleven, Cebuana Lhuillier) and transfers via bank or ATM networks (BDO, BPI, Metrobank, UnionBank, Landbank, etc.).

Q: What about PalawanPay integration?
Borrowers can manage and repay loans directly within the PalawanPay app, or do so at Palawan Pawnshop branches, leveraging its wide network across the Philippines.

Q: Why is it important to check repayment options first?
Reviewing options ensures you choose a method that fits your situation—whether for speed, convenience, or comfort—and helps avoid delays, errors, or unnecessary fees.