Visa prepaid card Philippines – where to get one

Visa Prepaid Cards have become increasingly popular in the Philippines as flexible and convenient financial tools.

Unlike credit cards, prepaid cards do not require credit checks or minimum income requirements.

They operate on a simple principle: load funds onto the card and spend only what is available.

For Filipinos who want safe, controlled, and widely accepted payment options, Visa Prepaid Cards are a practical solution.

EastWest Visa Prepaid Card 🏦

EastWest Bank provides one of the most accessible Visa Prepaid options in the country.

How to get it:

• Visit any EastWest Bank branch.
• Fill out the prepaid card application form.
• Load funds directly at the branch or through the EasyWay app.

Requirements:

• At least one valid government-issued ID with photo and signature (passport, driver’s license, PhilID, UMID).

Advantages:

• No maintaining balance required.
• Easy reloading via EasyWay mobile app.
• Track spending and withdraw cash conveniently at ATMs.

This card is ideal for individuals who want straightforward functionality and simple fund management without complex requirements.

YAZZ Prepaid Visa (Metrobank) 🛍️

Metrobank’s YAZZ Prepaid Visa is widely distributed and designed for convenience.

Where to buy:

• Available in National Bookstore, Robinsons, SM Stores, SM Supermarket, Family Mart, and ECPay outlets.

Features:

• Reloadable prepaid Visa card accepted in both online and physical stores.
• Functions like a savings account with no maintaining balance.
• Withdraw cash at any BancNet ATM nationwide, 24/7.
• Equipped with contactless tap-to-pay and chip for enhanced security.

Because of its wide availability and reload options, the YAZZ card is especially attractive to students, professionals, and families seeking an easy-to-use payment card.

U Visa Prepaid Card (USSC / U Money) 📲

USSC (United Store Service Center) offers the U Visa Prepaid Card for those who also want mobile wallet integration.

How to get it:

• Purchase the card for ₱120 at any U Store nationwide.

Benefits:

• Works seamlessly with the U Mobile Wallet, enabling users to receive remittances, pay bills, and transfer money using QR PH.
• Accepted for both online and in-store payments locally and internationally.
• Cash withdrawals possible through BancNet ATMs or directly in U Stores (transaction fees may apply).

The U Visa Card is appealing to users who value integration with digital wallets and remittance features, particularly overseas Filipino workers (OFWs) and their families.

Other Popular Prepaid Visa Options 📊

Besides EastWest, YAZZ, and U Visa, several other prepaid Visa products are available. These alternatives offer competitive costs and high load limits.

Comparative overview:

• Maya Physical Card — ₱250, limit ₱100,000.
• EastWest Prepaid Card — ₱100, limit ₱100,000.
• Bayad Center Visa Card — ₱110, limit ₱100,000.
• U Visa Prepaid Card — ₱120, limit up to ₱100,000.
• RCBC MyWallet Visa Prepaid Card — ₱150, limit ₱100,000.
• UCPB Visa eMoney Card — ₱100, limit ₱100,000.
• Cebu Pacific GetGo Visa Prepaid Card — ₱150, limit ₱250,000–₱500,000 (multi-currency feature).

These choices provide flexibility depending on user needs, from travel perks to simple everyday spending.

Why Choose a Visa Prepaid Card? 🌍

For Filipinos who may not qualify for a credit card or prefer stricter control over spending, prepaid cards are an excellent alternative. They offer:

• Global acceptance in millions of online and physical stores.
• No risk of overspending, since only preloaded funds can be used.
• Safety and security, with chip-enabled technology and contactless payment options.
• Accessibility, with wide availability at banks, stores, and partner outlets.

Prepaid cards also encourage financial discipline while still offering the convenience of Visa’s global network.

Frequently Asked Questions (FAQ) ❓

Where can I buy a Visa Prepaid Card in the Philippines?
Visa Prepaid Cards are available at EastWest Bank branches, SM and Robinsons stores for YAZZ cards, U Stores for U Visa, and other bank outlets for Maya, RCBC, Bayad Center, and UCPB cards.

What documents are required to get a Visa Prepaid Card?
Typically, one valid government-issued ID is enough. Some issuers may request additional proof of residence or application forms.

Can I use a Visa Prepaid Card for online shopping?
Yes. Visa Prepaid Cards are accepted by local and international e-commerce platforms, provided the card is loaded with sufficient funds.

Do Visa Prepaid Cards have fees?
Yes. Initial purchase costs range from ₱100 to ₱250. Some cards may also charge withdrawal or reload fees.

What is the maximum balance for a Visa Prepaid Card?
Most cards allow up to ₱100,000, though premium options like Cebu Pacific GetGo offer limits up to ₱500,000 with multi-currency support.